horn Arts, Books, Media, Culture, & Society sneaker Health, Safety, Fitness and Health Care
computer Computers & Technology home Housing & Relocation
diploma Education government building Law & Government
briefcase Employment & Business dollar sign Money Management & Consumer Info
key General Senior & Aging Resources garden tools Recreation & Leisure
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Need help? Start here: call 211 Call 2-1-1 when you need to find state or local resources to address urgent needs or everyday concerns, including health & mental health services, food banks, shelter, rental or utility assistance, adult day care, Meals on Wheels, transportation, childcare, crisis intervention services, job training, education, and more. 2-1-1 is free, confidential, multi-lingual, confidential, TTY accessible, and available 24 hours a day, 7 days a week. 2-1-1 resource specialists will guide callers to the most helpful available resources. Visit the website for more information. [NOTE: 2-1-1 calls are generally toll-free; however, if you are calling 2-1-1 from your cell phone, please check with your cell phone service provider first to find out whether you will be charged for the call.] You can also reach 2-1-1 by dialing 877-652-1148. (United Ways of New Jersey)

'SITES for SENIORS' have been chosen by the South Plainfield Public Library staff. We have tried to choose the most useful sites available, but we cannot be responsible for accuracy of information at these sites. Our inclusion of websites on this page is not an endorsement of any products or services these sites may be selling. Please use all information gathered over the Internet with caution.

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Arts, Books, Media, Culture, & Society

See also:
SENIORS: Education
HOMEBOUND DELIVERY service
Useful Websites: BOOKS, READING & LIBRARIES

Free audiobooks, eBooks, and Music! Free book newsletters in your email! Find new books based on books you like!

NOTE: A high-speed internet connection (cable or DSL) is recommended
for viewing and listening to audio / video presentations.

Backstory Radio AUDIO - An entertaining and informative weekly radio show about a wide range of topics in American History. You can listen online or subscribe to the podcast to listen on your MP3 player or other portable device. (Virginia Foundation for the Humanities)

Conversations with History AUDIO VIDEO - Interviews with a wide range of distinguished guests, talking about their lives and their work. 'The interviews span the globe and include discussion of political, economic, military, legal, cultural, and social issues shaping our world.' Archive includes interviews from 1982 to the present. You can subscribe to the audio podcast AUDIO through iTunes or RSS feed. (University of California)

Distinctive Voices VIDEO - A collection of video lectures that highlight innovations, discoveries, and emerging issues in science, medicine, biotechnology, energy, the environment, space exploration, and more. Lectures range from about 40 minutes to 90 minutes. (National Academy of Sciences, National Academy of Engineering and Institute of Medicine; videos are hosted on YouTube)

Fora TV VIDEO [NOTE: There is a charge to view videos marked as 'Pay-Per-View'.] - Presents unedited video of 'discourse, discussions and debates on the world's most interesting political, social and cultural issues' by 'poets, authors, policy experts, activists, madmen, government leaders, and visionary thinkers... hosted by institutions such as non-profit councils, bookstores, universities, or public spaces.' Arranged by subject; use the menu bar across the top to navigate. (Site includes advertisements)

History Links - An extensive collection of annotated links to websites about history; arranged by subject. Selected for students, but many of these sites will be of interest to adult history buffs as well (South Plainfield Public Library). For overviews of local history, see the History of South Plainfield and History Buff's Guide to Middlesex County [Link opens a PDF]. See also Middlesex County Cultural and Heritage Commission, History of New Jersey podcasts AUDIO, Discover NJ History & It Happened Here: New Jersey VIDEO UPDATED LINK!, New Jersey Digital Highway, and New Jersey Historical Commission. New Jersey History Guide: Places to Go! has links to dozens of historic sites in New Jersey, as well as historical societies & organizations throughout the state (Kean University Library). Historical Voices AUDIO is a searchable online archive of spoken word recordings spanning the 20th century, including Studs Terkel's 'Conversations with America'. For more on American History, see Backstory Radio AUDIO, above. For online articles from history magazines, see History Net, American Heritage, BBC History Magazine: History Extra (includes podcast), and Archaeology (magazine sites include advertisements).

Library of Congress Videos NEW! VIDEO - Lectures and presentations on a wide range of topics including books, history, science, and the arts. See Playlists for videos arranged by series such as National Book Festivals, Music & Concerts, and Topics in Science. (Videos hosted on YouTube)

Library Service for the Blind and Physically Handicapped - A national network of cooperating libraries lending braille and audio materials, by postage-free mail, to eligible visually or physically handicapped borrowers in the United States. Includes books and magazines. See also New Jersey State Library Talking Book & Braille Center (TBBC). The Described and Captioned Media Library AUDIO VIDEO 'has over 4,000 free-loan described and captioned media titles... members can watch media online or order a DVD copy to be shipped to them.' The media library covers arts, business, health, home & family, literature, and science. Browse through the catalog by topic; you can apply filters to see only media with the accessibility features you need. Individuals must be deaf or hard of hearing (or the parent of a deaf or hard of hearing child) to register for membership, but registration is free (U.S. Department of Education & National Association of the Deaf). Assistive Media AUDIO offers free audio of magazine articles and other short works 'read by talented volunteers'; the most recent recordings are from 2015 (non-profit organization). The SOUTH PLAINFIELD PUBLIC LIBRARY offers audio books, large print books, eLibrary digital downloads AUDIO (free ebooks, audiobooks, music, and more), and homebound delivery. Call us at (908) 754-7885 for more information.

National Gallery of Art Audio & Video AUDIO VIDEO - Online audio and video series on a wide range of art topics. Use the left hand menus to browse. (National Gallery of Art, Washington, DC)

New York Public Library Events Archive AUDIO VIDEO - Online webcasts of presentations on a variety of cultural topics as well as small business seminars. Scroll down the page for the links to Discussions & Symposia, Children, Teens, & Teachers, How-to, Exhibitions, News and More

Notable Books for Adults UPDATED LINK! - An annual list of 25 titles selected for their 'significant contribution to the expansion of knowledge or for the pleasure they can provide to adult readers.' Includes fiction, nonfiction, and poetry. (American Library Association)

Open Culture AUDIO VIDEO - 'Open Culture brings together high-quality cultural & educational media for the worldwide lifelong learning community... Free audio books, free courses, free movies, free language lessons and other enriching content - it's all here.' (Site includes advertisements; edited by Dan Colman, Associate Dean of Stanford University's Continuing Studies Program. Website is not affiliated with Stanford.)

Open Source Radio AUDIO - 'American conversation with global attitude': a series of thoughtful discussions with authors, academics, and other experts, on diverse topics such as history, politics, economics, international relations, the arts, pop culture, science, environmental issues, and more. You can listen online or subscribe to the podcast to listen on your MP3 player or other portable device (WBUR, Boston).

PBS Video [NOTE: Many video episodes are available only to members] VIDEO - Access to a growing online library of PBS programming. (Site includes advertisements)

Podbay Podcast Directory AUDIO - Directory of top-ranking podcasts (rankings by TrueRank and iTunes). For each podcast, Podbay provides a general description, downloadable episode list, links to the podcast website, and links to subscribe to the podcast in iTunes or by RSS feed. Search by keyword, or browse by broad topic.

Reading Group Guides - Offers advice on starting and running a reading group, with book recommendations, reading guides, contests, and more. (BookReporter.com; site includes advertisements)

Science - See Science Update and related links, below.

Smithsonian UPDATED LINK! - Online exhibits from the Smithsonian Institution (including the National Museum of American History), featuring art and design, science and nature, and history and faraway places.

TED Talks VIDEO - An archive of thought-provoking and inspiring talks by leading thinkers and doers. Covers a broad range of topics in technology, design, entertainment, science, business, the arts, and global issues. NPR hosts the TED Radio Hour AUDIO, which features excerpts from TED Talks and conversations with speakers, each centered on a common theme such as the source of happiness, crowd-sourcing innovation, power shifts, or inexplicable connections; you can listen online or subscribe to the podcast. See also Big Ideas: The Do Lectures VIDEO (Co-founded by UK entrepreneurs David & Clare Hieatt) and Aspen Ideas Festival VIDEO (Aspen Institute and The Atlantic).

WGBH Forum VIDEO - Video lectures from the world's foremost scholars, authors, artists, scientists, policymakers, and community leaders (WGBH & the Lowell Institute; hosted on YouTube). WGBH Open Vault AUDIO VIDEO provides online access to unique and historically important content produced by the Boston public television and radio station WGBH.

With Good Reason Radio AUDIO - Weekly podcast on a variety of topics including arts & culture, health, history, literature, politics, and science. You can listen online or subscribe to the podcast to listen on your MP3 player or other portable device. (Virginia Foundation for the Humanities)

Computers & Technology

See also:
Useful Websites: COMPUTERS

Job & Career AcceleratorLearning Express Library™ (includes Job & Career Accelerator and Computer Skills Center): Learning Express Library's Computer Skills Center provides tutorials on the most popular computer programs and video courses to help beginners learn to use a computer and the internet. (From LearningExpress, LLC.)

Universal Class Continuing Education Courses Universal Class - Free online non-credit courses for your personal enrichment. Courses are accessible 24/7 via the Internet, and are offered in a wide variety of subjects. Computers & Technology courses cover computer basics, business applications, programming, image editing, web development, HTML, MS applications, photography, and more. You will have up to 6 months to finish each course, and each course has a real instructor you can communicate with by email! To sign up for classes, you'll need to register on the site and choose a username & password for your account. (From Recorded Books)

GCF Learnfree Computer Training Tutorials VIDEO - Self-paced lessons on Computer Basics, Internet Basics, E-Mail, Social Media , Internet Safety, Microsoft Office Software, and more, including lessons on using Microsoft's Windows 98, Windows XP, Windows 7, 8, and 10 VIDEO operating systems. There's even a typing tutorial (Goodwill Community Foundation).

Evaluating Internet Resources - How do you know if the information you're finding on the Web is accurate and up-to-date? This site tells you how to find out. (Georgetown University Library)

Good 50 Search Engine - A user-friendly web search engine designed to reduce eye strain and help prevent Computer Vision Syndrome (CVS). Powered by Google, Good 50 has a larger search box, a larger font for search results, a Low Vision / High Contrast option, and other unique features. (Site includes advertisements; created by high school student Sunmee Huh)

Online Safety for Older Adults - Brief tips to help you protect your privacy & personal information and have a safe & enjoyable experience while online (2016, National Cyber Security Alliance). The Senior's Guide to Online Safety NEW! provides more detailed advice (2016, ConnectSafely.org; non-profit organization). See Computers & Technology: Protecting Yourself & Your Family for lots of additional advice.

Online Life After Death - Tips on how to plan for the management of your digital files, photos, posts and other accounts after your death (Federal Trade Commission). See also A Plan for Your Digital Legacy NEW! (Nolo Press; site includes advertisements).

Readability - No longer available as of September 2016. Firefox Reader View provides similar features in the Firefox Web Browser without the use of a separate app, though not all web pages are available in Reader View.

Education

See also:
SENIORS: Arts, Media, Culture & Society
Useful Websites: EDUCATION
Petersons Testing & Education Reference

See our Adult & Continuing Education Webfinder on WordPress.

South Plainfield Board of Education logo South Plainfield Adult Education UPDATED LINK! - Information on local adult education programs including Adult Classes, English As A Second Language, and Trip List.

Universal Class Continuing Education CoursesUniversal Class: Free online non-credit courses for your personal enrichment. Courses are accessible 24/7 via the Internet, and are offered in a wide variety of subjects, including business, computers, cooking, crafts & hobbies, do-it-yourself, health, history, home & garden, office skills, parenting & family, personal care, psychology, real estate, self-help, religious & spiritual studies, web development, writing, and more. You will have up to 6 months to finish each course, and each course has a real instructor you can communicate with by email! (From Recorded Books) To sign up for classes, you'll need to register on the site and choose a username & password for your account.

Byki is now Transparent Language Online TRANSPARENT LANGUAGE ONLINE: 'Web-based Language Learning that's easy, fast, and effective! Offers over 80 language options, ESL, personal progress tracking, pronunciation analysis, international language and cultural resources, and more!' NOTE: New users will have to set up a personal username and password by clicking on the 'Sign Up Now' button. If you're logging on at home, you'll need to enter your name, library card barcode number, and PIN to get started. (From Recorded Books)

Rosetta Stone Language LearningRosetta Stone Language Learning offers the proven immersion method of language learning that more than 20,000 schools have trusted for over 20 years. The award-winning interactive approach has been used by millions of learners around the world and now is accessible in the library - or anywhere, anytime.

NOTE: A high-speed internet connection (cable or DSL) is recommended
for viewing and listening to audio / video presentations.

Annenberg Media VIDEO - A variety of online instructional video programs in the arts, literature, history, science, and more. To browse by topic, click on Video Series in the menu bar, then Video Programs in the drop-down list; if you hover your mouse over one of the topics, you will also be able to choose an age or grade level. Audience level ranges from grades pre-K through adult. Free registration is required to view the programs. (Annenberg Foundation / Corporation for Public Broadcasting)

edX - Free online classes from the world's best universities. Topics include biology, business, chemistry, computer science, economics, finance, electronics, engineering, food and nutrition, history, humanities, law, literature, math, medicine, music, philosophy, physics, science, statistics and more (non-profit created by Harvard and MIT). See also Open Yale Courses, below.

GCF Learn Free VIDEO - Free tutorials, articles, and other learning materials aimed at helping you improve the technology, literacy, and math skills needed for success in both work and life. Covers a wide range of subjects from operating ATMs and reading subway maps to using office software and running a home-based business. Free registration required. (Non-profit organization: Goodwill Community Foundation)

Lifelong Learning Institutes - A directory of institutions dedicated to providing educational opportunities for older adults, plus information about the Learning in Retirement movement, and other resources related to lifelong learning. (Road Scholar Institute Network). See also Road Scholar, below.

Open Courses, Lectures, and Materials NEW! - Links to selected Open Education resources (University of Massachusetts).

Open Education Consortium - Find free online college-level course materials covering a broad range of topics, from universities around the world. Includes course overviews, assignments, readings, handouts, practice exams, and related resources. Formerly Open Courseware Consortium (Non-profit educational consortium).

Open University Learning Space UPDATED LINK! - Hundreds of free, self-paced online courses in Health, Sports & Psychology, Education & Development, History & The Arts, Languages, Money & Business, Nature & Environment, Science / Math / Technology, and Society / Politics / Law. There is no tutor, but if you sign up for a free account you can track your progress, connect with other learners in the discussion forums, earn badges, and more; see Frequently Asked Questions for more information. (The Open University, Milton Keynes UK)

Open Yale Courses - 'Free and open access to a selection of introductory courses taught by distinguished teachers and scholars at Yale University... for all who wish to learn.'

Road Scholar - See Road Scholar listing, below.

Saylor Foundation - A free collection of self-paced, college-level courses, with no registrations or fees, and no application process. Courses are designed by credentialed college professors, but there is no individual supervision or interaction with faculty. Registration is required if you wish to receive a certificate for completing a course. (Non-profit organization)

Science Update AUDIO - Daily and weekly audio reports on the latest discoveries in science, technology and medicine (American Association for the Advancement of Science). For more audio science news, see NPR Research News AUDIO and NPR Science AUDIO (National Public Radio). Science News 'offers readers a concise, current and comprehensive overview of the latest scientific research in all fields and applications of science and technology' (Society for Science & the Public, a nonprofit organization). Inside Science VIDEO (American Institute of Physics et al.; site includes advertisements) and has news articles and videos on science for general audiences. See Science Update Podcasts and related links for additional science podcasts, and Homework Links: SCIENCE & MATH for additional science learning links.

University of California at Berkeley - See edX, above.

Employment & Business

local resource JOB SEARCH COACHING AT THE SOUTH PLAINFIELD PUBLIC LIBRARY - Mondays by appointment only! For details, see the listing on the front page of the library website, or click here for a printable flyer.

«««« JOBSEEKERS: PROTECT YOUR IDENTITY & YOUR PRIVACY »»»»

«««« Click here for FINANCIAL CRISIS ASSISTANCE »»»»

See also:
Useful Websites: BUSINESS
Useful Websites: JOBS & CAREERS
EbscoHost Business resources

Job & Career AcceleratorLearning Express Library™ (includes Job & Career Accelerator and Computer Skills Center): With Job & Career Accelerator's innovative job-hunting system, you can explore detailed information on over 1,000 different occupations, match your interests & skills with the career that's best for you, search up-to-the-minute local & national job postings, create professional resumes & cover letters, practice interviewing skills, get invaluable tips & advice every step of the way, and conveniently organize & track your job-search progress all in one place! The Computer Skills Center offers tutorials on the most popular computer software, as well as video courses to help beginners learn to use a computer and the internet. (From LearningExpress, LLC.)

Facts On File: Fergusons Career Guidance Center FERGUSON'S CAREER GUIDANCE CENTER VIDEO - Comprehensive and easy-to-use career research database offers information on more than 3,300 jobs and 94 industries, plus advice on applying for a job, acing an interview, behaving professionally in the work environment and more. More than 90 sample resumes and cover letters included! The Resources section contains over 50,000 entries on scholarships, internships, and other opportunities. Includes more than 290 videos present essential career information on both specific jobs and industries and on skills. If you're logging on at home, you'll need to enter your name, library card barcode number, and PIN to get started. From Facts on File.

Universal Class Continuing Education Courses Universal Class - Free online non-credit courses for your personal enrichment. Courses are accessible 24/7 via the Internet, and are offered in a wide variety of subjects, including business, career training, entrepreneurship, office skills, real estate, and more. You will have up to 6 months to finish each course, and each course has a real instructor you can communicate with by email!
To sign up for classes, you'll need to register on the site and choose a username & password for your account. (From Recorded Books)

Petersons Testing & Education Reference CenterPETERSON'S TESTING & EDUCATION REFERENCE CENTER - Free practice tests, study tips, and test prep eBooks for all kinds of standardized employment & education tests, including civil service and licensure exams (Accountant/Auditor, Caseworker, Correction Officer, Firefighter, Parole Officer, Police Officer / promotions, Postal Worker, Probation Officer, Real Estate, State Trooper, Treasury Enforcement Agent, and others), GED (high school equivalency test), NCLEX (nursing), PRAXIS (teaching), Officer Candidate, and ASVAB (Armed Services Vocational Aptitude Battery) tests. If you're logging on at home, you'll need to enter your name, library card barcode number, and PIN to get started.

CareerOneStopCareerOneStop VIDEO - An excellent place to start a job search, this site includes Career Advice for Older Workers and information on Employment Training Locator for Older Workers, as well as a wide assortment of additional career information & job search tools. The site also provides links to Job Banks in every state (click here for New Jersey) and America's Service Locator, a searchable directory of local service centers which offer PCs, faxes, copy machines, and many other services for job hunters. The Worker Re-Employment section is 'your one-stop site for employment, training and financial help after a layoff.' You can also call the Helpline, 1-877-US2-JOBS (1-877-872-5627), for help with federal Employment and Training programs. (U.S. Department of Labor)

50+ Entrepreneurs - See Encore Entrepreneurs, below.

Age Bias at the Executive Level - Brief helpful tips on countering age bias in your job search. See also Careers at 50+, How Old is Too Old to Work?, and The 40-Plus Career Reinvention Checklist, as well as links to related pages at the bottom of each article (Monster.com; site includes advertisements). See also Career Resources for Mature and Older Job-Seekers (Quintessential Careers; site includes advertisements). Boomer Job Search Tips offer helpful employment tips for 'Boomers' (born between 1946 and 1964) to help you handle today's tough job market and economy. Scroll down the page to find the list of articles in the right sidebar, or below the intro on smaller screens. (Susan P. Joyce, Job-Hunt.org; site includes advertisements)

Age Discrimination - Questions and answers about laws protecting older workers from age discrimination, plus links to related resources (From Workplace Fairness, a non-profit organization; site includes advertisements). See also Age Discrimination Facts NEW! (2017, AARP; site includes advertisements).

America's Career InfoNet is now CareerOneStop, above.

Disabilities and Employment - See DIVERSITY EMPLOYMENT links and Webfinder: People with Disabilities.

Encore Careers - 'Encore.org advances the idea of leveraging the skills and talents of experienced adults to improve communities and the world.' The website offers links to networks and organizations that can help older workers find careers combining 'purpose, passion, and a paycheck'. Includes a free Encore Action Guide [Link opens a PDF], plus information on related organizations, paid fellowships & volunteer opportunities, career transition support, and more. (Civic Ventures®; non-profit organization).

Encore Entrepreneurs - 'Are you nearing retirement and exploring new opportunities? Or, are you wondering how you will generate income once you retire? A growing number of individuals over the age of 50... are turning to small business ownership.' This site offers resources & tools to help you effectively prepare for starting & running a small business, including business planning, mentoring and financial assistance. Formerly 50+ Entrepreneurs (U.S. Small Business Administration). For more helpful business resources, see Useful Websites: BUSINESS

Mature Workers: Workforce Programs - Information about the Senior Community Service Employment Program (SCSEP), which provides training and employment opportunities to low-income Americans over the age of 55; as well as Senior Environmental Employment (SEE), another jobs program for mature workers, and other work / volunteer opportunities for seniors. (National Council on the Aging)

local resource New Jersey WorkForce 55+ - Offers jobs and training to economically disadvantaged seniors, 55 years of age and older. WorkForce 55+ participants receive the counseling, assessment and training necessary to enable them to be placed in unsubsidized employment. (N.J. Department of Labor and Workforce Development)

local resource New Start Career Network - If you are a New Jersey resident, age 45 or older, and have been unemployed for six months or longer in the past three years, New Start Career Network offers you free, personalized career services, including web-based information resources and in-person and virtual career coaching. (Rutgers University)

SCORE (Service Corps of Retired Executives) VIDEO - A Non-profit organization which gives retired businesspersons an opportunity to donate their time and talent to assist America's aspiring entrepreneurs and small business owners. You can get free business advice, or become a SCORE volunteer to help others. Includes a variety of Templates & Tools, and other helpful online materials for small businesses. For more helpful business resources, see Useful Websites: BUSINESS.

Senior Corps - Volunteer opportunities for senior citizens (Corporation for National and Community Service, an independent federal agency). Volunteer New Jersey provides advice and information about volunteering, with links to United Way chapters and other volunteer centers in each county of the state (Association of New Jersey Volunteer Centers). For more volunteer opportunities, see Serve.gov, Volunteer.gov, Volunteer Match, and All for Good

General Senior & Aging Resources

See also:
Useful Websites: GENERAL

«««« Click here for the SOUTH PLAINFIELD SENIOR CENTER Website »»»»

Need help? Start here: call 211 Call 2-1-1 when you need to find state or local resources to address urgent needs or everyday concerns, including health & mental health services, food banks, shelter, rental or utility assistance, adult day care, Meals on Wheels, transportation, childcare, crisis intervention services, job training, education, and more. 2-1-1 is free, confidential, multi-lingual, confidential, TTY accessible, and available 24 hours a day, 7 days a week. 2-1-1 resource specialists will guide callers to the most helpful available resources. Visit the website for more information. [NOTE: 2-1-1 calls are generally toll-free; however, if you are calling 2-1-1 from your cell phone, please check with your cell phone service provider first to find out whether you will be charged for the call.] You can also reach 2-1-1 by dialing 877-652-1148. (United Way, in partnership with the State of New Jersey)

«««« Click here for FINANCIAL CRISIS ASSISTANCE »»»»

AARP - Website has a large collection of articles on money & work, learning, family, technology, and travel; click on the MENU icon in the upper left to open or close the list of topics. There are also many useful Tools & Calculators covering money, health, travel, and more. (Site includes advertisements)

Administration on Aging - Resources for elders, caregivers, and people with disabilities. Includes links to state and local agencies, information on public and private benefits programs, advice on long-term care planning, and more. See also Resource Centers (Administration for Community Living, U.S. Department of Health & Human Services)

Alliance for Retired Americans - 'The mission of the Alliance for Retired Americans is to ensure social and economic justice and full civil rights for all citizens so that they may enjoy lives of dignity, personal and family fulfillment and security.' Also offers a variety of discounts and other benefits for members.

Elder Abuse UPDATED LINK! - Explains how to recognize elder abuse, what the risk factors are, who the abusers are, and how to get help UPDATED LINK! for yourself or someone you know (U.S. Administration on Aging). See also National Adult Protective Services Association. Click on 'Get Informed' for additional information about elders & adults with disabilities who may be victims of abuse, neglect (including self-neglect), or financial exploitation. Click on 'Get Help' to find local social services programs that can help (non-profit organization).

ElderCare Locator - A national toll-free referral service funded by the U.S. Administration on Aging (AoA) to help older people and their families find community services for seniors anywhere in the country. Visit the website to get help online, or call 1-800-677-1116, Monday through Friday, 9:00 AM to 8:00 PM ET.

National Council on Aging - Information on health & safety, benefits, and jobs & economic security, including a number of tools & resources for older adults and their caregivers UPDATED LINK!. (Non-profit organization)

local resource New Jersey Division of Aging Services (formerly Senior Services) - Information on state services for seniors and their families / caregivers. Closer to home, see Middlesex County Department on Aging and the South Plainfield Senior Center.

Next Avenue - A website designed to help people over the age of 50 'create a new life stage that lies somewhere between young adulthood and ''old-old'' adulthood.' Provides information and advice on health & well-being, money & security, work & purpose, living & learning, and caregiving. (Twin Cities Public Television et al.)

Senior Women Web - Articles, essays, book excerpts, and links for women over 50, covering a broad range of women's issues and interests. Topics include culture & arts, relationships, home, money, computing, health, and more. (Sites includes advertisements)

Solutions for Your Life: Aging & Caregiving - Links to resources for seniors, on topics such as caregiving, housing, home safety, grief, end-of-life issues, neglect & abuse, health, family, money, and special needs. (University of Florida Extension)

South Plainfield Senior Center - 'The Senior Center is dedicated to enriching the lives of our community's great treasure...our seniors and strives to create a welcoming social environmennt with useful and entertaining programming and activities.' Includes a calendar of upcoming trips and events.

Grandparenting, Caregiving & Family

See also:
Useful Websites: PARENTING & FAMILY

Things to Do with Kids - See Parenting & Family.

local resource Caregiving: Health, Wellness and Caregiver Resources - Useful caregiving fact sheets, links, and other resources, including Here's How You Can Help [Link opens a PDF], a printable list of suggestions caregivers can make when family, friends, or neighbors ask how they can help. The list is designed specifically for people who are caring for Alzheimer's patients, but many of the suggestions will be useful in any caregiving situation (Visiting Nurses Association of Somerset Hills). See also 10 Warning Signs Your Older Family Member May Need Help NEW! (U.S. Department of Health and Human Services). In Middlesex County, Rutgers University Behavioral HealthCare (UBHC) offers a number of mental health services for caregivers & families, including the E.A.R.S. (Educate, Advocate and Reduce Stress) for Caregivers Program; contact 1-866-300-3277 or 732-235-8452 for more information. So Far Away focuses on some issues that are unique to long-distance caregiving, with information that is important to know whether you live next door or across the country (2016, National Institute on Aging). Family Caregiving offers expert advice on key aspects of caregiving, including finances, health, housing, nutrition, relationships, and more (eXtension.org, an educational partnership of 74 U.S. universities). See also Eldercare at Home: Caregiving How To's (American Geriatrics Society; non-profit organization), NIA Caregiving Tips (National Institute on Aging), Caregiving Info & Advice (Family Caregiver Alliance), National Family Caregiver Support Resources (Eldercare.gov), Alzheimer Caregiver's Corner (Fisher Center for Alzheimer's Research Foundation), and N.J. Aging and Disability Resource Connection, below. Caring for the Caregivers explores the emotional, physical and financial difficulties caregivers may face, offers some basic advice, and links to a few related resources (2006, National Institutes of Health). See also Managing Someone Else's Money, below.

Elder Abuse - See Elder Abuse, above.

Elder Care Legal Issues - See Law & Government, below.

Finding a Responsible Home for your Pet - Do you feel you can no longer keep your pet due to behavior, health, and/or housing problems? This page explains steps you can take to resolve the problems, and how you can make sure your pet will be cared for if you can't keep her. (Humane Society of the United States)

local resource Financial Assistance for Legal Guardianship - Explains the New Jersey Kinship Care Subsidy Program, which provides financial help to people caring for their grandchildren, nieces, nephews, or other children (2017, Legal Services of N.J.). Guardianship Resources is a collection of articles explaining what legal guardianship is and how to establish and maintain a guardianship. Also covers special circumstances, such as guardianship of an mentally disabled adult (Nolo Press; site includes advertisements).

Grandparents Raising Grandchildren: Parenting Again Newsletter - Helpful information for second-time parents who may be faced with raising grandchildren at a time when their age, poor health, and/or limited finances add to the difficulties of child-rearing (University of Illinois Extension). Fathering Tips for Grandfathers offers advice to help guide your involvement in the lives of your children and grandchildren (National Center for Fathering). Power of Grandparents [Link opens a PDF] offers advice to help you communicate better with teenage grandchildren, help them stay healthy and avoid drinking & using drugs (The Partnership at Drugfree.org). Grandloving offers 'creative, family-friendly ideas for keeping close to your grandchildren.... hundreds of tips and dozens of project ideas' (2013; Sue Johnson, Julie Carlson & Elizabeth Bowe). See also Grand Magazine (site includes advertisements). For lots of Fun Things You Can Do with Kids, see Parenting & Family.

Grief Resources - Articles and other resources that focus on grief, loss or end-of-life issues.

local resource N.J. Aging and Disability Resource Connection (formerly Caregiver NJ) - Information and assistance to older persons, adults with physical disabilities, caregivers and professionals looking for services or programs. Includes phone numbers for state and local services for seniors and adults with physical disabilities. See also N.J. Division of Aging Services. (State of New Jersey)

Nursing Homes - See Nursing Home Compare, below.

Health, Safety, Fitness and Health Care

See also:
Useful Websites: HEALTH & FITNESS
WEBFINDERS: People with Disabilities

Need help? Start here: call 211 Call 2-1-1 when you need to find state or local resources to address urgent needs or everyday concerns, including health & mental health services, food banks, shelter, rental or utility assistance, adult day care, Meals on Wheels, transportation, childcare, crisis intervention services, job training, education, and more. 2-1-1 is free, confidential, multi-lingual, confidential, TTY accessible, and available 24 hours a day, 7 days a week. 2-1-1 resource specialists will guide callers to the most helpful available resources. Visit the website for more information. [NOTE: 2-1-1 calls are generally toll-free; however, if you are calling 2-1-1 from your cell phone, please check with your cell phone service provider first to find out whether you will be charged for the call.] You can also reach 2-1-1 by dialing 877-652-1148. (United Way, in partnership with the State of New Jersey)

Learn about how the new health care law affects you

HealthCare.gov
- Use this website to shop for health coverage and enroll in a health care plan. You can also find out about other options for getting health coverage, report income or life changes, appeal a Marketplace decision, or learn more about using your new coverage. (U.S. Department of Health & Human Services)

Facts on File Health Reference CenterFacts on File: Health Reference Center - Clear and comprehensive information on conditions and diseases, health and wellness, mental health, and the human body. Health Reference Center includes educational videos, color illustrations, and regularly updated health news articles. If you're logging in from your home or office computer, you'll need to enter your name, library card barcode, and PIN to begin.

Aging & Addiction UPDATED LINK! - Examines the signs & symptoms of drug and alcohol addiction among older adults, with related articles and resources for intervention and treatment. (Hazelden Addiction Treatment Centers)

Aging Changes in Sleep NEW! - Sleep patterns and problems may change as we get older. This article describes some of the sleep problems that can arise with aging (2016, Medline Plus, U.S. Department of Health and Human Services). See also How to Sleep Well as You Age NEW! (2017, HelpGuide.org).

Air Quality and Older Adults - Fact sheets for older adults and their caregivers about environmental health risks (indoor & outdoor air quality, extreme heat), and steps you can take to reduce those risks. These printable fact sheets are available in English, Spanish, Arabic, Chinese, Vietnamese, Russian, Korean, Italian, French, and several other languages. Related information may be found in EPA's printable Aging & Environmental Hazards fact sheets. (U.S. Environmental Protection Agency)

Alzheimer's Association - The latest research on Alzheimer's Disease, with information on risk factors, warning signs, diagnosis, treatment, and more. See also Alzheimer's Information (Fisher Center for Alzheimer's Research), Alzheimer's Disease Education and Referral Center (National Institute on Aging), Medline Alzheimer's page. In Middlesex County, the Rutgers University Behavioral HealthCare (UBHC) offers a number of geriatric services for caregivers & families, including the COPSA Resource Center, a comprehensive information and referral service (toll-free at 1-800-424-2494), which provides ongoing support services state-wide to persons with dementia, their families, and the professionals who work with them. See also Caregivers' Resources, above.

Assisted Living - See Housing & Relocation links, below.

Brain Fitness, see Staying Sharp: Successful Aging and the Brain and related links, below.

Can the Retiree Health Benefits Provided By Your Employer Be Cut? - Advice on understanding your employer's retiree health benefits plan (2013, U.S. Department of Labor). See also Retirement Health Benefits Advisor NEW! (U.S. Department of Labor).

Consumer Health Information for Older People - Helpful information for consumers on a wide range of topics such as alternative & complementary treatments, assisted living & nursing homes, hiring caregivers, hormone therapies, hearing aids, buying prescription drugs online, dietary supplements, medicare fraud, and more. Formerly Who Cares (Federal Trade Commission).

Caregiving - See Caregivers' Resources, above.

Crime Prevention Tips for Seniors [Link opens a PDF] - Printable brochure with brief tips for seniors on how to avoid crime and fraud (2004, National Crime Prevention Council). For tips about protecting yourself online, see Online Safety for Older Adults and related links, above.

Dietary Supplements: Tips for Older Users - Explains the potential risks and benefits of using dietary supplements such as vitamins, minerals, herbs, and other substances. Also offers tips on how to spot false advertising claims, keep track of supplements & medications, how to report adverse effects, and more. (2014, U.S. Food and Drug Administration)

Disability Resources - See our Resources for People with Disabilities Webfinder.

Drug information - See Medicines: Tips for Seniors, below

Elder Abuse - See Elder Abuse, above.

Emergency Planning for Seniors - Describes the steps you should take to prepare for all kinds of emergencies; includes a printable brochure (Ready.gov). The American Red Cross explains how seniors can create a personal support network who will check on them in an emergency. See also Preparing for Disaster for People with Disabilities and other Special Needs, Preparing Makes Sense for People with Disabilities and Special Needs UPDATED LINK! [Link opens a PDF], and Planning for Individuals with Disabilities or Access & Functional Needs (Ready.gov, FEMA and American Red Cross). See our Disasters Webfinder for general disaster preparedness resources. For advice on other safety issues, see Safety Tips for Seniors, below.

Evaluating Health Information - Links to resources offering tips to help you find the most reliable and up-to-date health information available (U.S. National Library of Medicine).

Exercise & Physical Activity for Seniors - Exercise booklet for older adults offering helpful tips, sample exercises, healthy eating information, FAQs, and more. You can view the online booklet in your web browser (use the lefthand menu to navigate), download the PDF, or order a print copy by mail. Go 4 Life VIDEO is an exercise and physical activity campaign designed to motivate older adults to become physically active for the first time, return to exercise after a break in their routines, or build more exercise and physical activity into weekly routines. Go4Life offers Exercises for Improving Strength, Balance, Endurance, & Flexibility UPDATED LINK!, motivational tips, interactive tools, and other free resources to help you get ready, start exercising, and keep going. Registering on this website allows you to save your exercise plans, logs and other physical activity records. You do not have to enter personal information, just choose a username and password (National Institute on Aging). See also How much physical activity do older adults need? (U.S. Centers for Disease Control), and Active Aging resources UPDATED LINK! [Use left-hand menu to navigate] (International Council on Active Aging).

Falls Among Older Adults - Unintentional falls are a common hazard for adults ages 65 and older, but this page offers strategies that can reduce falls and help older adults live better and longer (Centers for Disease Control and Prevention). See also Debunking the Myths of Older Adult Falls (National Council on Aging). How to Get Up from a Fall explains the safest way to get up after a fall; includes diagrams (American Academy of Orthopaedic Surgeons). For more safety advice, see Safety Tips for Seniors, below.

Family Health History - Advice & tools for creating a family health history, which can help to predict whether you, your children, or your grandchildren might face an increased risk of developing serious health problems; use the menu on the left to navigate. (National Institutes of Health)

Fire Safety for Older Adults - Advice for older adults and their caregivers on special precautions you can take to protect yourself and your home from fire (U.S. Fire Administration). See also Safety Tips for Seniors, below.

Grief - See Useful Websites: HEALTH & FITNESS - Grief Support.

Health Care Advance Planning Toolkit - A consumer guide to making advance health care directives, such as a living will or durable power of attorney for health care (American Bar Association). Additional information & resources are available on the Health Care Decision Making page; scroll down the page to the Consumer Information section. See also Advance Directives in New Jersey (N.J. Department of Human Services).

Learn about new health insurance options HealthCare.gov - Explains the basics of the 'Affordable Care Act' of 2010, with tools to help you explore your health insurance coverage options and learn if you qualify for lower costs. You can also use this website to find out about other options for getting health coverage, report income or life changes, appeal a Marketplace decision, or learn more about using your new coverage. See also Medicare, below. If you are not yet eligible for Medicare and your income is very low, see Medicaid. (U.S. Department of Health & Human Services)

Healthy Living For Older Adults (Healthfinder.gov) - Advice on staying healthy, including recommendations for tests & screenings, safety & prevention, eating healthy, staying active, taking charge of your health care, using medicines safely, and more (U.S. Department of Health and Human Services).

Senior Health VIDEO offers more information & advice on health, disease, and healthy living for older adults. This site allows you to adjust the type size or contrast on the web page for easier viewing. Also includes informative videos on many topics, and many additional resources at Health & Aging. (National Institutes of Health)

Hearing Aids UPDATED LINK!! - Consumer advice covering Types of Hearing Aids, Benefits & Safety Issues, Hearing Aids & Cell Phones, How to get Hearing Aids, and more. (2016, U.S. Food & Drug Administration)

Heat Stress in Older Adults - Older adults (aged 65 and older) are more prone to heat stress than younger people. This page describes the symptoms of heat-related illness and offers tips to protect yourself. (U.S. Centers for Disease Control)

Long Term Care - A wide range of information and options to help you plan and pay for future long-term care needs; includes an overview of public programs UPDATED LINK! that may cover some long-term care needs for low-income seniors. See also NIHSeniorHealth: Long Term Care (U.S. Department of Health and Human Services). Care Conversations is a 'guide to planning, preparing, and paying for long term care - for yourself or for a loved one.' Formerly Long Term Care Living (American Health Care Association and National Center for Assisted Living). Long-term Care Ombudsman Locator can help you resolve complaints relating to long-term care. Click on the map to choose a state (National Consumer Voice for Quality Long-Term Care). See also Assisted Living links, below.

Medicare - All about Medicare services, plans, billing, providers, eligibility, etc. See also People with Medicare & Medicaid Center (Official Medicare sites). Medicare Part D Solicitations Fraud offers advice on scams involving Medicare Part D prescription drug plans. This page explains what drug plan providers may and may not do, and how to protect your personal information (2013, Federal Trade Commission). Medicare Rights Center has information and advice for people with Medicare questions or problems. Includes a variety of Medicare Resources and a Medicare phone hotline (1-800-333-4114). For the latest news about Medicare coverage, see Families USA's Medicare page (non-profit organizations). If you do not qualify for Medicare, see HealthCare.gov, above.

Medicines: Tips for Seniors - 'As you get older you may be faced with more health conditions that you need to treat on a regular basis. It is important to be aware that more use of medicines and normal body changes caused by aging can increase the chance of unwanted or maybe even harmful drug interactions.' This page offers advice that can help you avoid problems with medicines (U.S. Food and Drug Administration). See also Medications that Older Adults Should Avoid or Use With Caution (2015, American Geriatrics Society; non-profit organization). Multiple Medicines [Link opens a PDF] is a brief article with tips for managing multiple drugs (2011, Consumer Reports). See also Unused Medicines: Safe Disposal. For lots of additional drug information resources, see our general HEALTH AND FITNESS: Drugs & Supplements links.

Menopause - See Useful Websites: HEALTH & FITNESS - Menopause.

Mental Health & Older Adults NEW! - Warning signs, news, topics & resources, and other information on depression and other mental health concerns (National Institute of Mental Health). For many additional resources on mental health, see Useful Websites: HEALTH & FITNESS - Mental Health.

Merck Manual (Consumer Edition): Older People's Health Issues - Covers a range of topics including the aging body, aging & drugs, elder mistreatment, falls, driving, social issues, and more. Click on 'View by List' to the right of the heading Older People's Health Issues to see a complete list of topics (Merck & Co., Inc.; pharmaceutical company)

National Institute on Aging - Publications on health for older adults and caregivers. Most are available free online as printable PDFs. (Government agency)

local resource New Jersey Health Facilities Evaluation and Licensing - Use this site to file a complaint about a health care facility, locate a hospital, nursing home or other health facility, find information about doctors, get help for a senior or caregiver, or plan for long-term care. The New Jersey Report Card has been replaced by Nursing Home Compare, below. See N.J. Health Care Consumer Reports and Guides for more information on hospitals, nursing homes, managed care, home health care, ambulatory surgery centers, and other health care services. (N.J. Department of Human Services)

Nursing Home Compare - 'The primary purpose of this tool is to provide detailed information about the past performance of every Medicare and Medicaid certified nursing home in the country.' You can search nursing homes by geography, by proximity, or by name. Also offers a list of residents rights, alternatives to nursing home care, and related links and publications, including a 60-page Guide to Choosing a Nursing Home (2015) [Link opens a PDF document] and Nursing Home Checklist (2011) to take along when you visit a nursing home. You can also view a list of nursing homes with poor performance records [Link opens a PDF document]; updated frequently (U.S. Department of Health and Human Services). See also New Jersey Health Facilities Evaluation and Licensing, above

Nutrition for Seniors NEW! VIDEO - Articles & videos offering advice to help you prevent or manage disease. (Eatright.org, Academy of Nutrition and Dietetics)

Online Safety - See Online Safety for Older Adults, above.

Oral Health Information: Older Adults - Information that can help you keep your mouth healthy for a lifetime (National Institutes of Health). See also Taking Care of Your Teeth & Mouth (2016, National Institute on Aging), and Eldercare at Home: Dental Problems (American Geriatrics Society). For more information about dentures, see Medline's Denture Links.

Orthopedics: Seniors - Information on orthopedic problems and topics of particular relevance to seniors, including arthritis, joint replacement, osteoporosis, prevention & safety, wellness & exercise, and complementary medicine. (American Academy of Orthopaedic Surgeons)

Safety Tips for Seniors - Advice on fall prevention, pedestrian & motor vehicle safety, and more (Canada Safety Council; site includes advertisements). The Safety Checklist UPDATED LINK! 'asks about hazards found in each room of your home. For each hazard, the checklist tells you how to fix the problem. At the end of the checklist, you will find other tips for preventing falls' (U.S. Centers for Disease Control, National Center for Injury Prevention and Control). Elderly Safety VIDEO provides information and tips on the wellness of the elderly, including Tips for Taking an Elderly Parent to the Emergency Department (American College of Emergency Physicians). Safety for a Lifetime offers advice for over-50 adults and their families on driving safety, home safety, and disaster preparedness, with helpful checklists and worksheets (The Hartford Financial Services Group, Inc). Older Adults Safety Toolkit offers printable guides on home safety and fire safety (U.S. Consumer Product Safety Commission). See also Crime Prevention Tips, Emergency Planning, Falls Among Older Adults, Fire Safety for Older Adults, Heat Stress in Older Adults, Stay Safe in Cold Weather, and Aging Drivers.

Stay Safe in Cold Weather - This printable booklet explains why it's important for older people to stay warm when the weather is cold, and offers many tips for staying safe in cold weather. (2017, National Institute on Aging)

Staying Sharp: Successful Aging and the Brain [Link opens a PDF] - Describes how the brain works and what changes are common with aging, and offers tips for improving memory & the ability to learn as we grow older. The website also offers additional brain fact sheets, puzzles and other resources for adults, and news and information about the brain and brain research (Dana Foundation for Brain Research). For Brain Fitness Exercises, see Games for the Brain and related links, below.

Stepping Out - Advice for mature adults on walking to stay fit and maintaining your safety while you walk. (National Highway Traffic Safety Administration)

Strength Training for Older Adults - See Exercises for Improving Strength, Balance, Endurance, & Flexibility, above.

Vision Loss: Senior Site VIDEO - 'Designed to encourage aging adults with eye diseases to live independently and productively. The site connects seniors, family members, and caregivers to local services and showcases a wide range of assistive living products available to people with vision loss. It also contains information on the resources and tools needed to continue to read, shop, cook, manage finances, and go out with friends.' (American Foundation for the Blind)

Housing & Relocation

See also:
WEBFINDERS: Home & Garden

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Need help? Start here: call 211 Call 2-1-1 when you need to find state or local resources to address urgent needs or everyday concerns, including health & mental health services, food banks, shelter, rental or utility assistance, adult day care, Meals on Wheels, transportation, childcare, crisis intervention services, job training, education, and more. 2-1-1 is free, confidential, multi-lingual, confidential, TTY accessible, and available 24 hours a day, 7 days a week. 2-1-1 resource specialists will guide callers to the most helpful available resources. Visit the website for more information. [NOTE: 2-1-1 calls are generally toll-free; however, if you are calling 2-1-1 from your cell phone, please check with your cell phone service provider first to find out whether you will be charged for the call.] You can also reach 2-1-1 by dialing 877-652-1148. (United Way, in partnership with the State of New Jersey)

Assisted Living - Information and consumer guides for assisted living residents and family members, covering such topics as choosing an assisted living residence, moving into an assisted living residence, caring for someone with Alzheimer's, paying for long term care, and more. Includes a printable Checklist for Consumers and Prospective Residents [Link opens a PDF] (National Center for Assisted Living; part of the American Health Care Association, an organization representing long term care providers). Assisted Living: Seven Questions To Ask When Searching for Assisted Living offers expert advice on what you need to find out when choosing an assisted living facility (2013, PBS & WGBH Public Television). See also Long Term Care links, above.

Best Places to Retire (US News & World Report) - A collection of 'best places' lists that focus on different factors such as costs, jobs, health care, recreation, climate, and more. See also AARP's Most Livable Places at 50+ UPDATED LINK! and Forbes Magazine's Best Places to Retire. [All the sites above include advertisements.]

local resource Energy Assistance Programs (NJ) - Information about how to apply for help with home heating bills in New Jersey, including Home Energy Assistance and Weatherization Assistance. For information on applying in other states, see Benefits.gov: Energy Assistance. For additional resources, see our Home Energy Conservation: Heating Webfinder (South Plainfield Public Library).

local resource Housing Resource Center (NJ) - Information on housing in New Jersey; includes an online housing search tool. See also Affordable Housing in New Jersey and New Jersey Division of Aging Services: Congregate Housing Services Program (State of N.J.).

Retirement Abroad - Brief tips on what steps you need to take before retiring abroad. Covers travel documents, health concerns, accessibility, local conditions, financial information, and more; use the gray tabs to find additional information about passports, travel preparations, specific countries, emergencies, and related topics. (U.S. State Department)

Reverse Mortgages: Consumer Information - A reverse mortgage allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills. But a reverse mortgage can be complicated and might not be right for you. This guide covers how reverse mortgages work, qualifying for a reverse mortgage, getting the best deal, and reporting fraud (2015, FTC). Reverse Mortgages FAQ provides answers to common questions about reverse mortgages, plus a printable Guide to Reverse Mortgages [Link opens a PDF] (2012 - 2014, U.S. Consumer Financial Protection Bureau). See also Reverse Mortgages (AARP) (site includes advertisements).

Law & Government

See also:
SENIORS: Money Management & Consumer Info
Useful Websites: GOVERNMENT & LAW
Useful Websites: TAXES

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Need help? Start here: call 211 Call 2-1-1 when you need to find state or local resources to address urgent needs or everyday concerns, including health & mental health services, food banks, shelter, rental or utility assistance, adult day care, Meals on Wheels, transportation, childcare, crisis intervention services, job training, education, and more. 2-1-1 is free, confidential, multi-lingual, confidential, TTY accessible, and available 24 hours a day, 7 days a week. 2-1-1 resource specialists will guide callers to the most helpful available resources. Visit the website for more information. [NOTE: 2-1-1 calls are generally toll-free; however, if you are calling 2-1-1 from your cell phone, please check with your cell phone service provider first to find out whether you will be charged for the call.] You can also reach 2-1-1 by dialing 877-652-1148. (United Way, in partnership with the State of New Jersey)

Ebsco Legal Information Reference CenterLegal Information Reference Center - With a user-friendly interface, Legal Information Reference Center provides access to thousands of state-specific legal forms and more than 250 full-text publications, with more content being added on a regular basis.

Law Depot for Libraries - legal forms and documentsLaw Depot for Libraries - 'LawDepot™ is the leading publisher of do-it-yourself legal documents and templates - with over 10 years experience. We have drafted over one million contracts and have helped our clients save half a billion dollars in legal fees.' (From Recorded Books)

REMEMBER: Websites providing legal information are intended to supplement, not substitute for, professional advice. Please consult an attorney about your legal concerns.

Benefits.gov - If you need government benefits but aren't sure which ones are available to you, check this website. (U.S. government site)

Health Care Advance Planning - See Health Care Advance Planning Toolkit, above.

Justice in Aging - Provides advocacy for low-income elderly individuals, as well as those with disabilities. The site includes news, links, and publications on legal issues affecting seniors. Formerly National Senior Citizens Law Center.

Living Will - See Health Care Advance Planning Toolkit, above.

local resource Middlesex County Surrogate - 'In New Jersey, the person who passes on the validity of a will, gives the executor proof of his authority to administer the estate and sees to it that the executor handles the estate properly, is called the Surrogate.' The website provides information about Middlesex County wills, probate, estate taxes, and more.

N.J. Division of Aging - See N.J. Division of Aging Services, above.

local resource N.J. Legal Services Directory - Legal Services of New Jersey provides free help for low-income individuals and families with civil law problems. A statewide telephone hotline is also available from LSNJ: 1-888-LSNJ-LAW (1-888-576-5529), open for calls 8:00 a.m. to 5:30 p.m., Monday through Friday.

local resource N.J. Professional Licensing Boards - Information about professional licensing in New Jersey. Search the License Verification to find out the current status of the professional license (active, inactive, suspended, or expired) for practitioners of dozens of professions and occupations in the state of NJ, including lawyers, dentists, accountants, acupuncturists, social workers, veterinarians, barbers, funeral directors, locksmiths, and many more. (New Jersey Division of Consumer Affairs) [NOTE: To search for doctors, podiatrists, or other medical professionals not listed separately, choose 'MEDICAL EXAMINERS' from the dropdown list of Professions on the License Verification search page.]

Pension Help - See PensionHelp America, below.

Senior Services in New Jersey is now N.J. Division of Aging Services, above.

Taxes - See Taxes: Seniors & Retirees, below.

Wills - See Wills & Estate Planning, below.

local resource You and the Law In New Jersey: Seniors - A review of state law covering government aid & benefits for seniors, advance directives (living wills), long-term care, guardianship, wills & estates, and more. More information is available from the main You & the Law in New Jersey page. (LSNJ)

Money Management & Consumer Info

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FTC seal FTC Consumer Information - A wealth of good advice on shopping smart and avoiding all kinds of frauds. You can search the site by keywords or browse through the topics covered under Money & Credit, Homes & Mortgages, Health & Fitness, Jobs & Making Money, and Privacy, Identity & Online Security. You can sign up for FTC Scam Alerts to get the latest info and practical tips on avoiding scams by email (Federal Trade Commission). See also Scams & Frauds, below.

See also:
Useful Websites: CONSUMER INFO
WEBFINDERS: Money Management
Useful Websites: TAXES

Banking: Insured or Not Insured? - Increasingly, institutions are offering consumers a broad array of investment products such as mutual funds, annuities, life insurance policies, stocks and bonds. Unlike the traditional checking or savings account, however, these non-deposit investment products are not insured by the FDIC. This guide outlines which types of investments are or are not protected by FDIC Insurance. See also How are My Deposit Accounts Insured by FDIC? and Facts about Bank Investments (2013 - 2014, FDIC). Credit Union accounts are insured through the National Credit Union Administration NEW!.

Benefits.gov - If you need government benefits but aren't sure which ones are available to you, check this website. (U.S. government site)

Better Business Bureau - Before dealing with an unfamiliar company or charity, you may want to search here to find out whether the BBB has a report on them. The site also offers an online complaint form and links to local BBBs. The BBB Consumer Education Library offers tips, scam alerts, consumer news blog, and other resources.

Charity Navigator: Tips for Older Donors - Easy-to-follow precautions which can help you avoid charity scams and be sure you contribute only to legitimate and efficient charities. (Site includes advertisements)

Consumer Resources - For general consumer resources, see Useful Websites: CONSUMER INFO.

Computers & Internet - See OnGuard Online, below.

Direct Deposit for Social Security and Federal Benefits - The U.S. Department of the Treasury now requires all federal benefit and non-tax payments, including Social Security, to be made by direct deposit to a bank or credit union account, or to a debit card account. Visit this website to learn more about your options. You can also find out more by phoning the GoDirect Helpline: (800) 333-1795. (U.S. Department of the Treasury and the Federal Reserve Banks)

Financial Education: Senior Issues [Scroll down the page to the heading Senior Issues to see the list of publications.] - Online publications for seniors covering Social Security retirement benefits, credit card debt, common scams that target the elderly, medical debt, funerals, and more (2005 - 2014, Consumer Credit Counseling Service of San Francisco; non-profit organization). See also Financial Tips for Seniors (2013, FDIC). See also Scams & Frauds, below.

Financial Protection for Older Americans - 'Older Americans face many financial challenges as they age. They have opportunities to travel, explore new fields of work or hobbies, or spend time with family and friends. But often scam artists or bad advice take away these opportunities. The Office of Financial Protection for Older Americans is here to give seniors information and tools to navigate safely through financial challenges.' Includes Financial Q & A and links to related resources (Consumer Financial Protection Bureau). See also Scams & Frauds, below.

Financial Self-Defense for Seniors UPDATED LINK! [Link opens a PDF] - This guide describes the most common real-life situations in which older Americans are vulnerable to financial abuse by a financial advisor, and provides advice for seniors & their families for guarding against such abuse (2013, U.S. General Services Administration, Federal Citizen Information Center, and Certified Financial Board of Standards, Inc.). See also Money Smart for Older Adults and Scams & Frauds, below.

Frauds and Scams - See Scams & Frauds, below.

Government Benefits - See Benefits.gov, above.

local resource Insurance and Consumer Finance Information for Seniors - Brief advice on avoiding insurance fraud, predatory lending, and related scams targeting seniors. (2008, New Jersey Department of Banking and Insurance)

Investment Fraud - Tips for older investors on how to recognize fraudulent investment offers and report suspicious sales pitches & actual scams (2015). FINRA's Senior Helpline NEW! is a toll-free phone number that senior investors can call to get assistance from FINRA or raise concerns about issues with brokerage accounts and investments; see also related information & tools INTERACTIVE (Financial Industry Regulatory Authority, Inc.). Investor Info for Seniors VIDEO provides video, articles, calculators and other investing resources for seniors (2012, U.S. Securities and Exchange Commission). See also A Guide for Seniors: Protect Yourself Against Investment Fraud (2013, U.S. Securities and Exchange Commission). The North American Securities Administrators Association's Senior Investor Resource Center includes a variety of helpful resources, including 10 Tips to Protect Your Nest Egg, 'Investigate Before You Invest' checklist, Senior Investor News & Alerts, Investment Fraud Awareness Quiz, and more. Five Red Flags of Investment Fraud includes links to related information such as Social Media & Investing Tips for Seniors (2015, U.S. Securities and Exchange Commission). See also Scams & Frauds, below.

Managing Someone Else's Money - Are you managing money or property for a loved one who is unable to pay bills or make financial decisions? To help financial caregivers, the CFPB offers easy-to-understand Managing Someone Else's Money guides. Each guide contains information about your responsibilities and tips on how to spot financial exploitation & avoid scams. Also, each guide includes a list of relevant agencies and service providers that can help (U.S. Consumer Financial Protection Bureau).

Money Management - For additional Money Management and Investment Resources, see WEBFINDERS: Money.

Money Smart for Older Adults NEW! [Link opens a PDF] - 'Recently updated, this guide provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.' (2017, U.S. Consumer Financial Protection Bureau). See also Scams & Frauds, below.

Online Frauds & Scams - See Scams & Frauds, below.

PensionHelp America - 'Looking for help with a pension, 401(k), profit-sharing, or other retirement plan? This website provides a free one-stop information and assistance resource for anyone who has questions or needs help with their pension benefits, no matter where they live in the U.S., and no matter what type of pension they have.' (Pension Rights Center; non-profit organization)

Retirement Toolkit NEW! [Link opens a PDF] - A list of useful publications and interactive tools, plus a timeline to help you plan for the kind of retirement you want (U.S. Department of Labor, Social Security Administration, and Centers for Medicare & Medicaid Services). You'll find related information, tools, and resources at Planning for Retirement NEW! VIDEO and Retirement Topics NEW! (U.S. Department of Labor). Retirement Planning Basics (360 Degrees of Financial Literacy) offers articles, calculators, and Q & A on financial planning for retirement (American Institute of Certified Public Accountants). My Retirement Paycheck discusses common questions about retirement, such as 'How long should I continue working?', 'When should I start collecting Social Security?', 'How much will I receive in monthly payments?', 'How do I best use the value of my house?', 'What will my costs be under Medicare?', 'What kind of investments should I keep when I retire?', and more (National Endowment for Financial Education). My Money: Retirement VIDEO has links to financial guidance for older Americans on various aspects of retirement & retirement planning (U.S. Financial Literacy and Education Commission). See also Retirement Resources (U.S. Securities and Exchange Commission), Money Magazine's Ultimate Guide to Retirement (site includes advertisements), and SmartMoney's Retirement page (MarketWatch / Dow Jones & Co.; site includes advertisements).

Scams & Frauds - Reviews a variety of scams and frauds, with advice on avoiding them (USA.gov). See FTC Consumer Information, above, for additional information. The National Consumers League's Fraud.org describes some common Frauds Against Older Adults and other frauds and scams, plus general Fraud Prevention Tips (non-profit organization). See also Scams Targeting Older Adults NEW! (National Credit Union Administration), Investment Fraud, below, and Financial Self-Defense for Seniors, Money Smart for Older Adults, Online Safety for Older Adults, & Insurance and Consumer Finance Information for Seniors, above.

Social Security Retirement Planner UPDATED LINK! - If you are near retirement, this Retirement Planner can guide you through the benefits process. It includes Social Security benefit calculators, eligibility information, information on applying for Medicare, and other helpful resources (Social Security Administration). The age you claim Social Security affects your lifetime income. Plannning for Retirement: Before You Claim helps you think through this decision with an interactive questionnaire (U.S. Consumer Financial Protection Bureau).

Taxes: Seniors & Retirees - Tax advice, forms, publications, and other tax-related information of particular interest to older Americans (Internal Revenue Service). See also IRS Tips for Seniors in Preparing their Taxes NEW!, NJ Property Tax Reimbursement (Senior Freeze) Forms and AARP Foundation Tax-Aide: Online Tax Help.

WEBFINDERS: Money - Links to selected web resources on personal finance, investment, charitable giving, green shopping and more.

Wills & Estate Planning - Advice on wills, living trusts, avoiding probate, power of attorney, estate taxes, life insurance, health care, retirement, and more (Nolo Press; site includes advertisements). [REMEMBER: Websites providing legal information are intended to supplement, not substitute for, professional advice. Please consult an attorney about your legal concerns.]

Recreation & Leisure

See also:
SENIORS: Arts, Media, Culture & Society
SENIORS: Computers
SENIORS: Education
WEBFINDERS: Hobbies

Universal Class Continuing Education CoursesUniversal Class: Free online non-credit courses for your personal enrichment. Courses are accessible 24/7 via the Internet, and are offered in a wide variety of subjects, including business, computers, cooking, crafts & hobbies, do-it-yourself, health, history, home & garden, office skills, parenting & family, personal care, psychology, real estate, self-help, religious & spiritual studies, web development, writing, and more. You will have up to 6 months to finish each course, and each course has a real instructor you can communicate with by email! (From Recorded Books)
To sign up for classes, you'll need to register on the site and choose a username & password for your account.

Digital Photography Basics - Explains how to take, print, and share digital pictures, with related projects, plus a section on choosing and using Digital Cameras; also covers video (Kodak).

Games for the Brain - Sudoku, Chinese checkers, word games, trivia quizzes, and other fun activities to help keep your brain fit. You can find more games at SharpBrains' Brain Teasers. (Sites includes advertisements)

Gardens for Everybody - This site provides information about gardening tools and techniques for individuals with physical limitations. Topics covered include container gardening, raised beds, ergonomic tools, and gardening health & safety; includes links to additional information (University of Missouri Extension Center). See also Gardening with a Physical Limitation (Ohio State University Extension).

Monkey See VIDEO - Free access to a growing collection of professionally-produced and user-generated how-to videos on a wide variety of topics, including Careers & Education, Health & Fitness, Hobbies & Crafts, Home & Garden, Love & Relationships, Personal Finance, Sports & Leisure, Beauty & Fashion, and more. When you select a video, the presenter's credentials are provided on the right-hand side of the screen, under the 'Expert' tab. (Site includes advertisements)

Needlework Webfinder - Selected links to online resources and library materials for crochet, knitting, sewing, quilting, and other types of needlework. (South Plainfield Public Library)

Travel & Transportation

See also:
WEBFINDERS: Auto Repair

Aging Drivers - A guide for family, friends, and caregivers concerned about the safety of an older driver (N.Y. State Office for the Aging). Family Conversations with Older Drivers also has helpful advice for older drivers and their families on; use the left-hand menu to access related topics such as Driving Evaluations, Driving Wellness, and Dementia & Driving (The Hartford Financial Services Group, Inc). Senior Driving (AAA Foundation for Traffic Safety) includes information on how medications may affect your driving, state licensing laws, buying vehicles with assistive accessories, Online Driving Evaluation tools INTERACTIVE to help you assess how visual, mental and physical conditions may affect your safety as a driver, and more. See also Older Drivers Education UPDATED LINK!, which includes advice on driving for those with a variety of health conditions, including Alzheimer's, Sleep Apnea, Arthritis, Cataracts, Diabetes, Seizures, and others, plus info on driving when you are on medication; you'll find these under 'Additional Resources' in the right-hand menu (National Highway Traffic Safety Administration). The Canada Safety Council provides Tips for Older Drivers on Medications. See also Alzheimer's, Dementia and Driving: a Practical Guide, below.

Alzheimer's, Dementia and Driving: a Practical Guide - Advice to help individuals diagnosed with dementia, and their caregivers, to determine when it is time to stop driving. (The Hartford Financial Services Group, Inc)

Considerations for Older Travelers - Brief tips on what you need to know before you travel, with links to additional information. Covers travel documents, health concerns, accessibility, local conditions, financial information, and more. See more extensive information at Checklist for Traveling Abroad. (U.S. State Department)

Handicapped Plates & Placards - See Wheelchair Symbol Plates and Persons with a Disability Placards, below.

Historic Places: Heritage Travel Itinerary Series - Self-guided tours to U.S. historic places listed in the National Register, arranged by state. Itineraries provide descriptions of each historic place and its importance in American history; tourist information for historic sites, including hours, phone numbers, and links; interactive maps; color and vintage photographs; and links to related preservation and tourism web sites. For information on visiting any of our National Parks, see National Park Service. To find out about all kinds of local attractions, see our Staycation Guide, updated annually.

Road Scholar - Adventures in lifelong learning through educational travel, for adults age 55 and over. Non-profit organization; there is a charge for travel programs; formerly Elderhostel. See also Lifelong Learning Institutes, above.

Travel Tips for Older Americans - See Considerations for Older Travelers, above.

Traveling with Grandkids (Without a Nap) - If you want to take a vacation with your grandchildren but are worried about keeping them entertained, check out these travel tips. (American Society of Travel Agents)

local resource Wheelchair Symbol Plates and Persons with a Disability Placards (NJ) UPDATED LINK! - Information on how to obtain special parking privileges in New Jersey if you are temporarily or permanently disabled. (N.J. Motor Vehicle Commission)

local resource = New Jersey / Local Resource


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